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Payday Loans

For years payday lenders have been irresponsibly lending to the public at extortionate interest rates without carrying out any proper affordability checks. This has caused many people to get stuck in a borrowing cycle. The payday lenders have a duty of care to ensure that when lending money they have checked the overall affordability of the borrowing, but many lenders did not carry out the necessary checks when making the decision on the loan. Have you ever had a payday loan?